CAI provides independent actuarial analysis and testimony in reinsurance, insurance, and self-insurance matters. The actuary who does the analysis writes the report and gives the testimony. We work for plaintiffs and defendants.
Treaty and facultative programs, excess of loss and quota share, ceded reinsurance accounting, coverage allocation, commutations, program design, and the actuarial questions in reinsurance arbitration.
Unpaid loss and loss adjustment expense estimates, IBNR, loss development, and the reasonableness of reserves carried for workers compensation, professional and medical professional liability, general liability, and automobile liability.
Self-insured retentions and aggregate limits, public entity risk pool funding, rate adequacy, contribution and member assessment allocation, and member withdrawal and runoff obligations.
Captive and risk retention group reserving, capital contributions, and statements of actuarial opinion, including segregated cell and protected cell structures.
NAIC Annual Statement reserves, appointed actuary practice, risk-based capital, and the statutory accounting that insurer and reinsurer financial statements rest on.
Ratemaking, increased limit factors, program structure and design, and whether actuarial work met the Actuarial Standards of Practice that governed it.
The analysis, the report, and the testimony come from the same actuary.
Roughly twenty-five years of Mr. Scott's career were spent in reinsurance, across program design and structure, pricing, reserving, and reinsurance accounting.
Fellowship in both the Casualty Actuarial Society and the Society of Actuaries. Property and casualty matters and life and health matters are both within the practice.
CAI is an independent practice. Conflicts are checked against every party before any case material is reviewed.
Party names first, before any case material is reviewed.
Issues, deadlines, and fees are set in writing before work begins.
Independent actuarial analysis, documented, and written to be understood.
Testimony from the actuary who did the work. A curriculum vitae is available on request.
Mr. Scott is Principal and Consulting Actuary of CAI Casualty Actuaries, Inc. He has provided property and casualty actuarial services for more than thirty years and is also credentialed and practicing in life and health lines. He holds Fellowship in both the Casualty Actuarial Society and the Society of Actuaries and is a Member of the American Academy of Actuaries.
His practice concentrates on reinsurance, loss and loss adjustment expense reserving, self-insured public entity risk pools, funding and assessment studies, member withdrawal and program runoff obligations, captive insurer reserving, and statements of actuarial opinion in both the casualty and the life and health disciplines. He serves as appointed actuary for public entities, self-insured pools, and captive insurers.
Earlier in his career he held actuarial and consulting positions with Cigna, Arthur Andersen, General Reinsurance Corporation, Willis Towers Watson, and Arthur J. Gallagher & Co., much of it in reinsurance. For many years he taught the upper-level Casualty Actuarial Society examinations, and he has instructed state insurance regulators in statutory accounting.
If you have a question about a matter, send a note or call. We will start with a conflict check and go from there.